General Terms and Conditions
1. SCOPE OF APPLICATION
The following terms and conditions apply to all orders placed through our online store.
2. CONTRACTING PARTY, CONCLUSION OF CONTRACT
The contracting party for end customers is Cirak Electronics GmbH. The presentation of products in the online store does not constitute a legally binding offer, but rather a non-binding online catalog. You may add our products to your shopping cart without obligation and correct your entries at any time before submitting your binding order using the correction tools provided and explained during the ordering process. By clicking the “Order” button, you are placing a binding order for the items contained in your shopping cart. Confirmation of receipt of your order will be sent via email immediately after you submit your order. The point at which the contract with us is concluded depends on the payment method you have selected.
3. CONTRACT LANGUAGE, STORAGE OF CONTRACT TEXT
The languages available for concluding the contract are German and English. We do not store the contract text.
4. DELIVERY TERMS
Shipping costs are added to the listed product prices. You can find information about the shipping costs in the product listings. We ship exclusively via mail order. Unfortunately, in-person pickup of the goods is not possible. We do not deliver to package stations. Tobacco products are shipped exclusively within Germany. International shipping is not available. We ship our items via our contractual partner, DHL.
5. PAYMENT
In our store, you can choose from the following payment methods:
Klarna Invoice
When purchasing on account via Klarna, you always have a 14-day payment term. The full terms and conditions for purchasing on account for deliveries can be found here:
Sofort via Klarna When you pay with Sofort via Klarna, you’ll typically receive your order quickly and immediately. Once the transfer is complete, the merchant receives real-time confirmation. No registration—no fees. Users do not need to register, and there are generally no costs for end consumers. For more information about Sofort via Klarna, click here:
https://www.klarna.com/de/agb/
Klarna Installment Plan
Pay in installments with Klarna starting at €6.95/month!
The flexible way to shop online. With installment plans, you decide each month how much you want to pay. You always receive your items at home before you have to pay for them, and all your purchases are combined into a single monthly bill. This applies, of course, to all online stores where you shop using installment plans. Please note that the minimum monthly payment—whether for all purchases combined or for a single purchase—is always 1/24 of the total amount, but never less than 6.95 €.
You always receive your items before you pay
Pay at least 6.95 € per month or 1/24 of the total amount
You don’t need to provide a credit card number or bank account information
All your purchases are consolidated on a single monthly bill
Shop now—pay at the end of next month
Monthly installment fee of €0.45, regardless of the number of purchases
You can also pay off the total amount at any time to end the installment plan
For a purchase of €500 under the standard installment plan terms, the setup fee is €0. The applicable interest rate is 11.95%; with a monthly installment fee of €0.45, this corresponds to an annual percentage rate (APR) of 14.79%. The total amount is €538.35. With 12 installments, each installment is €44.86. This example assumes that the balance will be paid off within one year. The annual percentage rate (APR) may be either lower or higher and depends on the amount of the loan granted to you by Klarna. The monthly payment is due upon receipt of the monthly invoice.
If your purchase exceeds €199.99 for the first time, an installment purchase agreement is not considered valid until you have signed an installment purchase contract. Klarna will send you the installment purchase contract. You can sign the contract to convert your purchase into an installment plan or pay the full purchase price by the specified due date. The due date for this payment is 14 days from the date the goods or tickets are shipped, or, in the case of other services, from the date the services or digital content become available. If you are in default of payment, Klarna may charge a flat fee of €1.20 for each reminder to compensate for the resulting damages. You have the right to prove that Klarna incurred no damages or only minor damages.
Klarna reviews and evaluates the information you provide and, where there is a legitimate interest and cause, shares data with other companies and credit bureaus. If a customer’s creditworthiness cannot be verified, Klarna may deny the customer the option to pay in installments and must inform the customer of alternative payment methods.
Klarna processes your personal data to fulfill our obligations under this agreement and for the additional purposes specified in our Privacy Policy. The Privacy Policy is available here and on our website, and by using Klarna’s services, you confirm that you have read this Privacy Policy. We process your personal data, for example, to identify you and to conduct customer analysis, credit assessments, marketing, and business development. We may also share your data with selected third parties (e.g., credit bureaus), which may be located outside the EU/EEA. In the Privacy Policy, you’ll find more information about the sharing of data, your rights regarding your data, how to contact us with questions, or how to file a complaint with your national supervisory authority.
You can find the Terms and Conditions here.
Information on the installment purchase agreement, in the form of the European Standard Information Sheet for Consumer Credit, can be found here.